You've worked hard for what you have. Your house is more than a place for your things. It's your home. Protect the people you love and the things you value with the right homeowners insurance coverage from Nationwide.
Homeowners insurance discounts
There are lots of ways to save on homeowners insurance with Nationwide. We offer discounts for:
Monitored fire and burglary alarms
Local ultrasonic burglary alarms
Fire extinguishers
Deadbolt locks on all exterior entryways
Sprinkler systems
Condo insurance combined with auto insurance or other Nationwide policies
Protect your home from damage and theft
Fire and lightning
Windstorm and hail
Weight of ice or snow
Smoke damage
Falling objects
Freezing damage
Theft
Vandalism
Accidental overflow from plumbing
Accidental electrical damage to appliances
Damage by vehicles
Protect yourself, your family and others
Personal liability for you, your spouse, relatives living with you and persons under 21 in your care
Protection against claims you're legally obligated to pay
Payment of the cost of defending claims against you
Homeowners insurance policies typically provide basic protection for your property. But they may not provide all of the protection you want or need. Consider these additional homeowners insurance coverage options to tailor a policy that's right for you.
Scheduled personal property
Provides additional homeowners insurance coverage for high value items such as jewelry, watches, antiques and fine art.
Replacement cost plus
Can pay up to an additional 20 percent of the home coverage limit if there is a total loss of your home - and additional money is needed to rebuild.
Extended replacement cost on contents
Pays to replace or repair personal property without depreciation being taken from the value of the property.
Water backup of sewer
Broadens the coverage for loss due to water backup through sewers or drains.
Ordinance or law
Pays for increased expense to rebuild due to current building codes or ordinances.
Homeowners Insurance Discounts
Save on your homeowners insurance when you qualify for any of the below homeowners insurance discounts.
Home and car discount
Combine and save. Get up to a 20 percent discount on your home policy when you insure your car and home with Nationwide.
Protective device discount
Get up to a 15 percent discount if your home has smoke detectors, fire alarms, burglary alarms or other qualifying devices.
Claims-free discount
Get up to a 20 percent discount when you stay claims-free.
Age of construction discount
Get up to a 30 percent discount based on your home's age.
Age of insured discount
Get up to a 15 percent discount if you are 60 or older.
Personal status discount
Get up to a 5 percent discount if you are married or widowed.
